Business Insurance
Errors and Omissions Insurance
Errors and omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified by the insurance contract. This kind of liability insurance is generally required for professional advice-giving or service-providing businesses.
Technology Insurance
Information technology insurance refers to insurance coverage that protects a business against losses due to information technology related mishaps. Many companies store massive amount of company data and other important information on computers. The theft or destruction of this data as well as software failure or security breaches and other errors can lead to substantial losses, hence the need for information technology insurance.
Contractors Insurance
Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site. CAR insurance coverage is common for such construction projects as buildings, water tanks, sewage treatment plans, flyovers, and airports.
Safety Insurance
There are two basic kinds of workplace safety insurance:
Insurance provided in terms of Workman’s Compensation relating to workplace injuries
Private insurance policies taken out by employers to protect themselves from lawsuits arising from a workplace injury
Employers who fail to subscribe to worker's compensation, open themselves up to resulting legal action and a conviction if the court decides that an accident happened as a result of employer negligence.
Consulting Services Insurance
Consulting insurance is coverage that protects consultants from the overwhelming financial strains caused by claims of negligence and other situations that arise from their business.
Event Planning Insurance
Event planning insurance is insurance coverage customized to the needs of an event and party planner. Selecting the right event planner insurance for your business needs is vital as it can protect against the crippling cost of a claim.
Your Questions Our Answers
What is Business Insurance?
As a business owner, your company faces different risks every day. The purpose of insurance is to help protect your business from these risks. Business insurance helps protect your business’ financial assets, intellectual and physical property from:
Lawsuits
Property damage
Theft
Vandalism
Loss of income
Employee injuries and illnesses
You can get different types of business insurance to help protect your business, including:
Commercial liability
Commercial property
Commercial auto
Workers’ compensation
Claims Examples
There are a variety of types of insurance claims that small businesses can file to cover the costs related to an accident or disaster. Small business owners should familiarize themselves with the different types of insurance claims and the process for filing claims, because unfortunately, more than 40 percent of small businesses will need to file an insurance claim in the next ten years, according to a study conducted by the Hartford. Learning the different types of claims and the best way to file them can save you time and money in the event of a financial loss covered by your commercial insurance policy.
Do I really need Business Insurance?
Business insurance can help you manage your company’s risks. It gives you financial protection from losses that can occur during normal business operations. When you buy insurance coverage, the insurance company helps cover the costs of covered losses up to the limits of your policy. Without coverage, you might have to pay for the costs out of pocket.
How simple is it getting Business Insurance through Beaudry Insurance Agency, LLC?
Quoting with Beaudry Insurance Agency, LLC is fast and easy – all it takes is 5 steps & 10 minutes. Here's what you can expect:
Describe your business.
Select the type of insurance you need.
Provide your business location.
Choose the level of protection you want.
Get a customizable quote!
Looking for insurance?
Our support team is here to help you find the right insurance for your needs.
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